Capital Gains on Property Calculator

Calculate capital gains tax on property sale with indexation benefit for long-term holdings.

Important disclaimer: This tool provides estimates for informational purposes. Consult a qualified Chartered Accountant for filing and exemptions.

Property Details

Understanding Capital Gains on Property in India

Property gains are taxed differently based on holding period. Long-term holdings (beyond 24 months) may use indexation, while short-term gains generally do not.

LTCG

  • Holding period over 24 months
  • Indexation generally available
  • Potential exemption sections may apply

STCG

  • Holding period up to 24 months
  • No indexation benefit
  • Taxed at applicable slab/corporate rates

Frequently Asked Questions

What is indexation in capital gains on property?

Indexation adjusts property purchase cost for inflation using Cost Inflation Index (CII), reducing taxable long-term gains.

What is the difference between LTCG and STCG on property?

LTCG applies beyond 24 months (typically 20% with indexation). STCG applies up to 24 months and is taxed at applicable slab rates.

Can I claim exemptions on capital gains from property sale?

Possible exemptions include Sections 54, 54F, and 54EC, subject to eligibility and timelines. Consult a tax professional before filing.