What is the FIRE number and how is it calculated?
Your FIRE number is typically 25× your annual expenses (based on the 4% rule). If you spend ₹6L/year, your FIRE corpus is ₹1.5 Cr.
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Frequently Asked Questions
Does the FIRE calculator account for inflation?
Yes. Enter your expected inflation rate and the calculator adjusts your future expenses accordingly.
What return rate should I use for FIRE planning in India?
A balanced portfolio of equity + debt typically returns 10-12% nominal in India. Use 7-8% as a conservative real (inflation-adjusted) return.
Educational estimate only. Consult a certified financial planner for personalised advice.