How is EPS pension calculated?
Base EPS pension follows (pensionable salary × pensionable service) ÷ 70, with applicable weightage and age adjustments.
EPS Pension Calculator (EPFO) 2026
Estimate monthly EPS pension with service rounding, caps, and early/deferred pension impact.
Identity
Service
Salary & Caps
Final pension
₹5,786
Per month estimate
Pensionable salary₹15,000
Service years25
Weightage years2
Base pension₹5,786
Adjustment factor1.00
Notes
- Added 2 years weightage for 20+ years service at superannuation.
Frequently Asked Questions
What is the EPS service rounding rule?
Service is generally rounded up when remaining months are 6 or more.
How does early or deferred pension affect amount?
Early pension (before 58) reduces pension, while deferred pension (after 58) may increase it, subject to scheme rules.
Do salary caps matter for EPS?
Yes. Salary caps such as ₹6,500 and ₹15,000 have regulatory relevance depending on period and option eligibility.
Educational estimate only. Confirm actual pension values with EPFO records and latest notifications.